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Privacy Policy

FACTS WHAT DOES ADVANTAGE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Payment history and transaction history
  • Overdraft history and checking account information

    • When you are no longer our member, we continue to share your information as described in this notice.
    How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Advantage Credit Union chooses to share; and whether you can limit this sharing.
    Reasons we can share your personal information Does Advantage Credit Union Share? Can you limit this sharing?
    For our everyday business purposes —
    such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus    		 Yes No
    For our marketing purposes —
    to offer our products and services to you    		 Yes No
    For joint marketing with other financial companies Yes No
    For our affiliates' everyday business purposes —
    information about your transactions and experiences    		 No We don't share
    For our affiliates' everyday business purposes —
    information about your creditworthiness    		 No We don't share
    For nonaffiliates to market to you No We don't share

    Questions?

    Call 641-792-5660 or go to www.acuiowa.org.

    Who we are
    Who is providing this notice? Advantage Credit Union
    What we do
    How does Advantage Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    How does Advantage Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or apply for a loan
  • show us your driver's license or make a wire transfer
  • use your credit or debit card

    • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
    Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

    • State law and individual companies may give you additional rights to limit sharing.
    Definitions
    Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
    • Credit Union does not share with our affiliates.
    Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
    • Credit Union does not share with our nonaffiliates so they can market to you.
    Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • Our joint marketing partners include insurance companies.