Holiday Hacks: Shielding Yourself from Scammers
The holiday season is a time for joy, family, and unfortunately, scammers. With increased online shopping, travel, and financial transactions, it's crucial to stay vigilant. Here are a few quick tips to protect yourself from potential scams:
Secure Your Digital Wallet
Tap-to-Pay Triumphs: Whenever possible, opt for tap-to-pay. This contactless payment method significantly reduces the risk of card skimming and data breaches.
Pump the Brakes on Pump Payments: When fueling up, consider paying inside the gas station. Outdoor payment systems are more susceptible to skimmers, devices that steal card information.
Safeguarding Your Finances on the Road
Notify Your Financial Institution: If you're planning out-of-state travel, inform your bank or credit union. A travel alert can prevent your card from being flagged for suspicious activity while you're away. Remember to lift the alert upon your return.
Online Shopping Safety
Shop Securely: Always ensure you're shopping on a secure website, indicated by the "https" in the website address.
Verify the Website: Be cautious of unfamiliar websites, especially those offering deals that seem too good to be true.
Strong Passwords: Use strong, unique passwords for all your online accounts, including shopping sites.
Beware of Phishing Emails: Avoid clicking on links or downloading attachments from suspicious emails.
Use Credit Cards: Credit cards offer more protection than debit cards in case of fraudulent charges.
By following these simple steps, you can enjoy a stress-free holiday season, knowing that your personal and financial information is protected. Stay safe, stay informed, and happy holidays!